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Terms of Service

Effective: October 7, 2026

1. Who we are

Talk To The Book (the "Service", available at https://talktothebook.org) is operated by SHREDER OÜ (registry code 16783381) ("we", "us").

By creating an account or using the Service you agree to these Terms, our Acceptable Use Policy and our Refund Policy. Our Privacy Policy explains how we handle your data. If you do not agree, do not use the Service.

2. The Service

The Service lets you upload books and documents, read them, and ask an AI questions about them. It includes AI answers with citations, summaries, audio, and conversations with AI-played characters.

  • AI can be wrong. Answers, summaries, and citations are generated automatically and may be inaccurate or incomplete. Check important information against the book itself.
  • Characters are AI roleplay. When you talk to a character, you are talking to an AI imitating that character, not to a real person.
  • No professional advice. The Service is not medical, legal, financial, or psychological advice. If you are in crisis, contact your local emergency number.

3. Eligibility

You must be at least 13 years old to use the Service. If you are under 18, you need permission from a parent or legal guardian, who must also agree to these Terms and approve any purchase.

4. Your account

  • Give accurate information and keep your password safe. An account is for one person; do not share it.
  • You are responsible for activity under your account. Tell us promptly if you suspect unauthorized access.
  • You can delete your account at any time in Account → Profile → Delete account.

5. Your content

You keep all rights to the books, notes, highlights, and conversations you add ("your content"). We do not claim ownership of it.

You give us a limited, non-exclusive licence to store, copy, and process your content only to provide the Service to you. This includes sending the necessary parts to the providers listed in our Privacy Policy (for example, to generate an AI answer or audio). We do not use your content to train AI models and we do not sell it.

You confirm that you have the right to upload each file you add: you own it, have permission from the rights holder, it is in the public domain, or your use is otherwise allowed by law. See our Copyright Policy.

Shared links. If you create a share link for a conversation, anyone who has the link can view that conversation, including the book quotes cited in it. Share links remain active until you delete the book or your account. You are responsible for what you share.

6. Acceptable use

Use the Service lawfully and in line with our Acceptable Use Policy. We may remove content or restrict accounts that break it.

7. Our rights

The Service itself (software, design, texts, and the Talk To The Book name and logo) belongs to us or our licensors. You may not copy, resell, or reverse-engineer it, except where the law allows this despite this restriction.

8. Plans, payments, and renewals

  • The Free plan is free with the limits shown on the Pricing page. Paid plans (Pro and Unlimited) are billed monthly or yearly through Stripe, in the currency and at the price shown at checkout, including any applicable taxes.
  • Paid plans renew automatically at the end of each billing period until you cancel. You can cancel at any time in Account → Billing → Manage in billing portal. Cancellation takes effect at the end of the current period; you keep access until then.
  • The Unlimited plan includes a fair-use allowance of priority AI answers each month. After it is used, answers continue on a standard model. Plan limits are shown on the Pricing page and in Account → Usage.
  • If we change the price of your plan, we will email you at least 30 days before the new price applies. You can cancel before then.

Refunds are described in our Refund Policy.

9. Suspension and termination

You can stop using the Service and delete your account at any time. We may suspend or close an account that seriously or repeatedly breaks these Terms or the Acceptable Use Policy, or where the law requires it. Where reasonable, we will warn you first and explain why.

When an account is deleted, your data is deleted as described in our Privacy Policy.

10. Availability and warranties

We work to keep the Service available and accurate, but we provide it "as is" and "as available". We may change, add, or remove features. This does not limit any rights you have as a consumer under mandatory law, including your rights if the Service is not as described.

11. Liability

Nothing in these Terms limits liability for intent, gross negligence, death or personal injury, or any liability that cannot be limited by law.

Otherwise, we are not liable for indirect or consequential losses, and our total liability for all claims is limited to the amount you paid us in the 12 months before the claim.

12. Indemnity

To the extent permitted by law, you will compensate us for third-party claims caused by content you upload or share in breach of these Terms, for example a copyright claim over a book you had no right to upload.

13. Changes to these Terms

We may update these Terms. For material changes, we will email you at least 30 days before they take effect. If you do not agree, you can delete your account before that date. The date at the top of this page shows the current version.

14. Governing law and disputes

These Terms are governed by the laws of the Republic of Estonia. Disputes are heard by Harju County Court (Harju Maakohus) in Tallinn.

If you are a consumer, you keep the protection of the mandatory laws of the country where you live, and you may also bring a claim in the courts there.

Consumers can also contact the Estonian Consumer Disputes Committee (Tarbijavaidluste komisjon) for out-of-court resolution. Please contact us first; we want to resolve problems directly.

15. Contact

SHREDER OÜ (registry code 16783381). Email: info@talktothebook.org.